Yes O.C. I was offered the insurance, it worked out at approx £35 per year, but I said I would think about it and get back to them.
Over the years whenever I have been offered this type of insurance, on any product, I have always rejected it mainly because as it turned out we never had need for it.
Lets face it how often do kitchen fridges need to be replaced?.. in the 48 years we have been married this new one is only our 4th, and in all that time, out of the other 3, the last one was scrapped {but still worked} and so did the first two that were "retired" and were given away to continue working for someone else.
Same with the under the counter freezer {that we keep in the wash house} in 32 years we are only on our 2nd, again giving the first one away.
Obviously washing machines are workhorses compared to fridges. When the kids lived at home the washer was constantly on, but now there's only two of us it doesn't get not nearly as much hammer as our first ones did, having said that out of the total of 6 machines we've got through, they were still working when we "upgraded", there was only one that really threw a seven {Zanussi} that was about ten years ago. I had a mate in the business and he came to look at it and said to repair it with parts and labour I would be looking at around £160 so we bought a brand new one from Argos for £190