Chesterfield Online Forum

General Category => General Discussion => Topic started by: Fly on April 13, 2012, 07:23:58 PM

Title: Is car insurance getting cheaper ?
Post by: Fly on April 13, 2012, 07:23:58 PM
T'other year, Swinton quoted us about £280 Fully Comp.
I went on GoCompare, got insured with the AA for £240  ;)
Following year, AA quoted about £260, back on GoCompare,
got it with the Bradford and Bingley for £217  ;)
This year, AA quote £241, B+B quote £240.
Back on GoCompare, got it with QuoteMeHappy.com for £180  ;D

Same cover, lower excess ??
Title: Re: Is car insurance getting cheaper ?
Post by: therealjr on April 13, 2012, 08:16:19 PM
The Competition market driving the price down, partly thanks to small rodents opera singers and cartoon women.
Of course the real crunch comes when you try to claim!!
Title: Re: Is car insurance getting cheaper ?
Post by: Big Dave on April 13, 2012, 08:23:26 PM
You get a 'new customer discount'. That's why I swap insurers every year, last week I saved £135.
Title: Re: Is car insurance getting cheaper ?
Post by: Fly on April 13, 2012, 08:42:13 PM
Quote
Of course the real crunch comes when you try to claim!!

Never had to claim in nearly 30 years of driving.
I also realise the cheaper quotes have pages of T+C's I can't be bothered to read.
Law says we need to be insured. We are  :(

Had a few incidents at work, but I don't pay the insurance  :-X
Title: Re: Is car insurance getting cheaper ?
Post by: Slacker on April 13, 2012, 09:09:34 PM
Many companies give you a good deal to join them and then put the price up next year, that is why I change regularly.

There is also some talk about differentiating price on gender grounds becoming illegal which could be good news for (youngish) blokes.

I also read somewhere about black box devices in cars to assess how a car is driven an price insurance accordingly.
Title: Re: Is car insurance getting cheaper ?
Post by: Fly on April 13, 2012, 09:14:12 PM
Remove that annoying sig Andy.
Posted as a member, not mod, it's getting on my t1ts LOL
Title: Re: Is car insurance getting cheaper ?
Post by: therealjr on April 14, 2012, 09:16:56 AM

I also read somewhere about black box devices in cars to assess how a car is driven an price insurance accordingly.

Insurance company wanted to fit one to my step sons new Abarth.  He told them where they could put it!!
To be honest I don't see the point.
Are they going to turn round and say ah yes according to the box you were doing 32 in a 30 zone at the time of the accident so we aren't going to pay out?
Title: Re: Is car insurance getting cheaper ?
Post by: Slacker on April 14, 2012, 09:33:57 AM
Insurance of young male drivers can run into thousands because some are reckless. It may be worth it for some drivers as making it affordable; worth seeing what T&C say though
Title: Re: Is car insurance getting cheaper ?
Post by: handy on April 14, 2012, 01:20:55 PM
Yes mine is cheaper than last year,i put the daughter on charged me an extra £95, this year i have kept her on total for myself and wife + daughter £287 with Direct line that includes protected no claims bonus legal protection etc , grandaughter just passed her test put on her mums insurance £1800 plus £700 excess if she as an accident the are hammering the young drivers they are not all bad drivers.