Chesterfield Online Forum

General Category => General Discussion => Topic started by: Slacker on June 29, 2012, 07:01:01 PM

Title: Aid for flood victims
Post by: Slacker on June 29, 2012, 07:01:01 PM
Nobody would disagree that getting flooded is devastating but when uninsured homes get priority for aid doesn't it make you wonder why bother dishing out your hard-earned on buildings and contents insurance?

I know some of the high risk areas find it hard to get insured against floods but surely that is reflected in the price you pay for your house.
Title: Re: Aid for flood victims
Post by: Old Cruser on June 29, 2012, 08:27:54 PM
We've just changed our insurers they were costing an arm and a leg, there it goes again Slacker, those that don't bother 'get' !!!
Title: Re: Aid for flood victims
Post by: Alsatian on June 29, 2012, 08:36:39 PM
.................and what's the difference between someone not paying Buildings & Contents Insurance and someone not paying Car Insurance?

Uninsured car drivers don't get assistance, so why should homeowners?  >:(
Title: Re: Aid for flood victims
Post by: therealjr on June 29, 2012, 10:35:29 PM
Because uninsured drivers don't get to appear on news programmes crying their eyes out because they have no insurance!!!
Title: Re: Aid for flood victims
Post by: Slacker on June 30, 2012, 08:38:09 AM
Motor insurance is compulsory because of the damage you can do to others. Though I've not seen someone who only has 3rd party asking for a government or council handout
Title: Re: Aid for flood victims
Post by: handy on June 30, 2012, 04:43:27 PM
It's been mentioned everybody's insurance may go up to help flood victim's.
Title: Re: Aid for flood victims
Post by: Alsatian on July 01, 2012, 04:30:47 PM
It's been mentioned everybody's insurance may go up to help flood victim's.

I suppose it should come as no surprise, as we all pay higher car insurance premiums to make up for the uninsured w*nkers  >:(
Title: Re: Aid for flood victims
Post by: handy on July 01, 2012, 09:15:04 PM
I suppose in a way its a fairer system as long as the people we subsidise are insured in the first place, as a lot will not have realised when buying their house it was going to get flooded in the future, not quite the same as an uninsured driver.