Is car insurance getting cheaper ?

[Fly]

T'other year, Swinton quoted us about £280 Fully Comp.
I went on GoCompare, got insured with the AA for £240 
Following year, AA quoted about £260, back on GoCompare,
got it with the Bradford and Bingley for £217 
This year, AA quote £241, B+B quote £240.
Back on GoCompare, got it with QuoteMeHappy.com for £180 

Same cover, lower excess ??

[therealjr]

The Competition market driving the price down, partly thanks to small rodents opera singers and cartoon women.
Of course the real crunch comes when you try to claim!!

[Big Dave]

You get a 'new customer discount'. That's why I swap insurers every year, last week I saved £135.

[Fly]

Of course the real crunch comes when you try to claim!!

Never had to claim in nearly 30 years of driving.
I also realise the cheaper quotes have pages of T+C's I can't be bothered to read.
Law says we need to be insured. We are 

Had a few incidents at work, but I don't pay the insurance 

[Slacker]

Many companies give you a good deal to join them and then put the price up next year, that is why I change regularly.

There is also some talk about differentiating price on gender grounds becoming illegal which could be good news for (youngish) blokes.

I also read somewhere about black box devices in cars to assess how a car is driven an price insurance accordingly.

[Fly]

Remove that annoying sig Andy.
Posted as a member, not mod, it's getting on my t1ts LOL

[therealjr]

I also read somewhere about black box devices in cars to assess how a car is driven an price insurance accordingly.

Insurance company wanted to fit one to my step sons new Abarth.  He told them where they could put it!!
To be honest I don't see the point.
Are they going to turn round and say ah yes according to the box you were doing 32 in a 30 zone at the time of the accident so we aren't going to pay out?

[Slacker]

Insurance of young male drivers can run into thousands because some are reckless. It may be worth it for some drivers as making it affordable; worth seeing what T&C say though

[handy]

Yes mine is cheaper than last year,i put the daughter on charged me an extra £95, this year i have kept her on total for myself and wife + daughter £287 with Direct line that includes protected no claims bonus legal protection etc , grandaughter just passed her test put on her mums insurance £1800 plus £700 excess if she as an accident the are hammering the young drivers they are not all bad drivers.