PPI

[Alsatian]

Stood watching the guy fitting 4 new tyres to my car at home this afternoon (still loads of tread left, but rubber splitting after 5 years  ) and the phone rang. It was someone from a company called Fast/First Call Solutions (?) so, as I'd nothing better to do 'strung him on'. Although I haven't taken out any loans, only have one Credit Card (which is paid up in full each month) he still said I qualified for a refund. I even told him that I keep accurate records of my spending and ensure that the correct amount is taken from my bank each month.

When he asked which credit card I had I told him that originally it was an EGG card but it had been bought out by Barclaycard. He then informed me that EGG were one of the banks that had been fined for mis-selling!

Anyway he promised it wouldn't cost me a penny, even if they were unsuccessful, and someone is calling me back on Tuesday.

How on earth, after giving him all these facts, can he still consider that I may/do qualify for a refund?  q?

[Big Dave]

Yes that's true as we are registered, but still sometimes get these calls 

In which case this could be your answer: http://www.truecall.co.uk/

[Alsatian]

In which case this could be your answer: http://www.truecall.co.uk/

'kin ell that's not cheap!

[Fly]

When we bought our car, brand new from Autoworld, we were 'advised/told' we neeg GAP insurance.
I've just Googled this and find that we weren't 'advised' that our own insurance company could offer this.
Possibly at a cheaper price 
I always wondered why the GAP insurance was for 3 years, but the loan was for 5 
Think we may have been duped 

[Big Dave]

'kin ell that's not cheap!

Includes free shipping though...

[Scimitar]

When we bought our car, brand new from Autoworld, we were 'advised/told' we neeg GAP insurance.
I've just Googled this and find that we weren't 'advised' that our own insurance company could offer this.
Possibly at a cheaper price 
I always wondered why the GAP insurance was for 3 years, but the loan was for 5 
Think we may have been duped 

Got my car through Wellcome Finance - they quoted me a price with PPI, which I said no to, and then quoted me a price with GAP insurance. Guess what - exactly the same monthly premium - which I accepted.
Turns out they were one of the worst offenders. They sold me a loan with PPI which I did not want or need under false pretences.
Check your original loan agreement if you still have it, although being sold GAP insurance correctly, in itself, is not a valid reason to claim.

[Fly]

Threw reams of paper away after the loan was paid in full, last year.
Still have the GAP papers though.
They were in our 'folder' with the, Service, MOT, test certificates, etc stuff.

I didn't realise I could have got similiar cover from elsewhere. It's the only 'brand new' car we've ever bought.
6 year old and 19000 on the clock 

[k4blades]

Almost as much as I hate the horse riders that have taken to wearing hi-vis jackets that are clearly designed to make you think the are Police from a distance, but it says "Polite" and then "notice" in small letters underneath...

Not to mention the flourescent striped 4x4 going down the motorway that everyone slows down for, only to see its not the police, but Highways Agency trying to feel important.

[Big Dave]

Not to mention the flourescent striped 4x4 going down the motorway that everyone slows down for, only to see its not the police, but Highways Agency trying to feel important.

Lack of observation. It's not their fault that drivers can't recognise the difference between their vehicles and police vehicles. What would you expect them to drive when they have to carry equipment and tow vehicles on to the hard shoulder of motorways?

[emmz]

registered with TPS thanks don't think ill be buying t'other one though

[k4blades]

Lack of observation. It's not their fault that drivers can't recognise the difference between their vehicles and police vehicles. What would you expect them to drive when they have to carry equipment and tow vehicles on to the hard shoulder of motorways?

Errr, how about a vehicle thats all flourecent yellow for example. They deliberately paint their vehicles to look like police when theres lots of other things they could do to stand out.

[Big Dave]

Lack of observation - again.

HATO vehicles have black/yellow 'battenburg' chequers on their sides. Police have blue/yellow, paramedics have green/yellow.

HATO vehicles also have red/amber beacons and 'Traffic Officer' written across the back - not their fault drivers can't tell the difference.

[k4blades]

I'm sure they can when on their tale, but when 500 yrds down the motorway, doing 70, I think most prefer to keep their eyes on the road.
If its so important to be seen, why no paint their cars bright pink.....we all  know the reason.

[Big Dave]

I'm sure they can when on their tale, but when 500 yrds down the motorway, doing 70, I think most prefer to keep their eyes on the road.
If its so important to be seen, why no paint their cars bright pink.....we all  know the reason.

Eyes on the road or observing the type, speed and position of other traffic?